Miami is the busiest U.S. gateway for international real estate capital, particularly from Latin America and Europe. A foreign national DSCR loan is purpose-built for that buyer: qualify on the rental property's income, frequently with just a passport, no U.S. tax returns, often no U.S. credit.
Market Fit
Miami's condo, single-family, and short-term-rental markets all see heavy foreign national activity, and DSCR financing keeps qualification on the asset. Programs and leverage vary; we structure the fit.
DSCR loans are business-purpose financing for non-owner-occupied investment property. Terms vary by program and are subject to qualification.
Frequently Asked Questions
Can international buyers finance Miami property without U.S. credit?
Many foreign national DSCR programs don't require U.S. credit.
Is a passport enough to apply?
For many programs a valid passport is the core ID requirement, alongside documented funds.
Can the property be held in an LLC?
Yes, common and often preferred for international investors.